Our Teams

Consultants

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Mr. Cowen Chiu MH

 

Mr. Cowen Chiu is the Chairman and Supervisor of the Hong Kong Sea School, a dedicated institution for cultivating seafarers through comprehensive professional training and education. He has played a pivotal role in seafarer training, focusing on equipping students with the necessary skills and knowledge to excel in the maritime industry. Mr. Chiu's efforts and leadership have been instrumental in driving the development of Hong Kong's maritime industry and water sports sector.

 

In addition to his role at the Hong Kong Sea School, Mr. Chiu has served as a committee member of the Royal Hong Kong Yacht Club and as the Honorary Chairman of the Hong Kong Windsurfing Association. As the former Chairman of the Hong Kong Windsurfing Association, he has made outstanding contributions to the organization's development and promotion. Mr. Chiu has also achieved notable accomplishments in the yachting sector, furthering the advancement of water sports in Hong Kong. In recognition of his contributions, he has been honored with a Medal of Honor by the Hong Kong Special Administrative Region government in 2013.

 

Furthermore, Mr. Chiu has served as a technical official for the sailing events at the 2008 Beijing Olympic Games, showcasing his professional expertise in international competitions. He actively participates in the activities and has also served as a director at the LIFE (Lingnan Institute of Further Education) of Lingnan University, contributing to the ongoing progress of the institution.

 

With his extensive expertise and diverse roles, Mr. Chiu has emerged as a prominent figure within the maritime industry and water sports community. Through his efforts in nurturing seafarers and promoting yachting culture, he has made remarkable contributions to the development of Hong Kong's maritime sector and played an important role in maritime education and continuous learning. Mr. Chiu's exemplary leadership and unwavering dedication have garnered widespread acclaim and respect, establishing him as a highly esteemed individual in Hong Kong society and serving as an inspiration for the younger generation.

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Mr. Tommy Ho

 

Mr. Tommy Ho is an eminent presence in the yachting industry, renowned for his remarkable achievements and extensive expertise. Hailing from a family with a rich heritage in the realm of yachts, he possesses a wealth of knowledge and insights that stem from a lifelong immersion in the field. With over three decades of yachting experience and active participation in numerous yacht races, Tommy has honed his understanding of the industry's nuances and complexities to a remarkable degree.

 

With a remarkable career as the Founder and CEO of Voyager Risk Solutions Limited and Voyager (Asia) Limited, Tommy has consistently demonstrated exceptional leadership abilities and strategic acumen. He brings a wealth of experience to the table, having served as a Former Committee Member and Consultant of the Hong Kong Cruise & Yacht Industry Association (HKCYIA) and currently the Chairman at the Hong Kong International Ocean Economy Chamber of Commerce Limited (HKIOEC).

 

Tommy's specialization lies in superyacht insurance, yacht management, consultancy services for high net worth individuals, as well as other specialized risk management areas. Drawing upon his extensive experience in the realm of specialty insurance, combined with his influential network in the high net worth market, he has successfully positioned Voyager Risk Solutions Limited as a premier insurance broker catering to discerning clients. Since embarking on his entrepreneurial journey, Tommy has played a pivotal role in driving the growth and unparalleled success of the company.

 

Renowned for his industry knowledge, unwavering professionalism, and robust market connections, Tommy is highly regarded as a trusted and sought-after expert in the yachting sector. His steadfast commitment to delivering exceptional service, coupled with his deep understanding of the unique requirements of high net worth individuals, makes him an invaluable asset in the industry.

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Mr. Albert Lo

 

Mr. Albert Lo is a distinguished executive renowned for his leadership in the credit reference agency and banking sector. With his extensive knowledge of global markets, capital markets, banking operations, credit risk modeling, and quantitative analysis, he has consistently spearheaded significant initiatives. Albert is deeply committed to advancing the financial industry in Hong Kong and Mainland China, driving growth and innovation. His exceptional leadership skills and comprehensive industry insights have established him as a respected figure, delivering remarkable results.

 

As Chief Architect and Head of Corporate Strategy at Nova Credit HK, Albert played a pivotal role in establishing a second credit bureau in Hong Kong. Leading all aspects of the bureau's operation, he ensured its success in serving the industry and the public. Albert's expertise also extends to his role as a trusted consultant for organizations such as RamCI, Omesti, Philippine Credit Management Association, China Guangxi Bureau, and HK Professional Lenders Association.

 

Albert's distinguished career includes his previous position as Vice President of Business Development Greater China and Head of Sales at TransUnion, a leading credit reference agency in Hong Kong. He led business development efforts across Greater China and co-led operations in Hong Kong. Albert actively participated in advisory and regulatory meetings, representing the Hong Kong credit bureau and contributing to industry organizations like HKAB and HKPLA. His innovative mindset was evident in implementing strategic initiatives and enhancing credit rating and modeling processes. Throughout his career at HSBC Global Banking and Market, HSBC Asia Pacific Credit & Risk, and Asia Pacific Credit & Risk, Albert excelled in corporate and institutional sales, treasury and financing advisory, credit and risk modeling, and credit risk management across diverse markets. He showcased adaptability in Central European and Asian markets.

 

With an impressive range of professional qualifications, Albert's expertise spans SFC licenses, certifications in neuro-linguistic programming (NLP) and coaching, as well as certifications in database administration, Java programming, and network administration. Beyond his professional endeavors, he actively participates in social activities, making valuable contributions to the World Bank SME forum and holding a directorship at Amem Education. This registered social enterprise plays a crucial role in supporting the development of Hong Kong's youth.

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Mr. Danny Cheung

 

Danny Cheung is a dedicated professional specializing in wealth management and entrepreneurship, with a strong focus on finance and team management. His exceptional leadership abilities are evident in his role as the Branch Manager at AIA, where he effectively manages teams, provides comprehensive training and coaching, and delivers tailored wealth solutions to clients. Alongside his role at AIA, Danny is the Founder and Managing Director of ONEPILE, a pioneering company at the forefront of developing cutting-edge IOT solutions for book-crossing. ONEPILE's commitment to sustainability and responsible business practices is demonstrated through their implementation of ESG/SDG4 solutions. Danny's passion for social responsibility is showcased through his active engagement in initiatives that create a positive impact on society. With a remarkable blend of expertise in finance, entrepreneurship, and social responsibility, Danny continues to make significant contributions to the industry.

 

In his influential role as the Vice Director of the Guangxi Youth Development Committee, Danny serves as a vital connector, fostering communication and collaboration between Hong Kong, Macau, Taiwan, and Guangxi. This network strengthens relationships and opens doors for mutually beneficial opportunities in various industries.

 

During his presidency at the Lions Club of Element, Danny led impactful charitable endeavors and made significant contributions to projects addressing critical social responsibilities. By leveraging his marketing expertise and extensive network, he effectively raised awareness and mobilized resources to support worthy causes.

 

With his extensive knowledge, entrepreneurial acumen, and a focus on networking and social responsibility, Danny has earned widespread respect in the finance industry. His ability to merge business acumen with a genuine passion for making a meaningful difference sets him apart, creating unique value for his clients, partners, and the community at large.